Commercial & Development finance
Change can be profitable, when you know how to handle it.
Financial lending has changed. We have helped investors & developers understand this change in order to rethink their business & finance models empowering them to make more valuable decisions which have allowed us to secure better outcomes for companies by leveraging on our old, existing and new relationships with a range of alternative institutional and professional lenders, financiers and private equity lenders in addition to the traditional banks.
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Development Finance
Our relationships are key to our growth and our knowledge of finance is key to our success. Till date we have helped companies in financing small, medium & large scale projects based on optimum outcomes for their business with a long term view, we have helped finance projects ranging from single property renovations to large ground up multi-unit schemes successfully with the right solution in mind for the business which is why now we continue to grow after 20 years.
TYPES OF FUNDING
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Senior Debt
Stretched Senior
Mezzanine Debt
Equity
Joint Venture
Bridge Finance
PROPERTY TYPES
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Residential
Offices
Hotels
Industrial
Retail
Student Housing
Retirement Living
Finance for commercial property.
Times are changing & interest rates are on a steady increase, we help structure both short and long-term commercial solutions for income and non-income producing commercial assets.
We help companies hedge their long term strategies ensuring they maintain a healthy cash-flow.
TYPES OF FUNDING
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Senior/Institutional Debt
Mezzanine Debt
Equity
Joint Venture
Bridge Finance
TYPES OF PROPERTY
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Retail
Hotels
Offices
Industrial
Ground rents
Retirement Living
Short term bridging loans
Short term loans now include several superior products to aid developers and investors. Our Structured Finance team works with lenders who will support developers by offering quick, competitive, bridging facilities to purchase land with planning (from 0.55% p.m). This can then be rolled into a full development loan (from 6% at 60% LTGDV) and finally an attractive development exit bridge to help with the sales of the units, all with a single lender**
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The reasons why businesses we work with like this option are:
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The ease and speed of grouping everything with one lender
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Minimising additional fees (arrangement, exit, valuation, initial QS report etc.)
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The flexibility with regards to timescale
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Reducing repetitive KYC issues
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Building a relationship with a specific lender for continuity throughout the whole transaction
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** Plus Banks cost of funds
Development exit loans / Inventory finance
We have helped businesses with finding the best Development exit finance to pay off any outstanding loan on a recently completed or nearly completed property. Through this specialist bridging facility we have helped businesses find finance at a lower rate than their existing development loan for their projects.
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As such, the benefits are considerable, as the loan’s nature allows them more time to sell the development, considerably reduces the costs and provides a large boost in cash flow without having to wait until a sale has been completed, meaning the business can get started on its next venture.
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We have also through inventory finance made it easy for companies to achieve the desired financial results. For instance, raising a £25m facility for 2.25% over a 3-year term. This low interest rate over a 3-year term allowed the business to grow at ease.**
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** Plus Banks cost of funds